Steve Duffy

Total 7 Posts

Are You Eligible for Medicare?         

Medicare is health insurance for individuals 65 years of age or older or individuals under the age of 65 with certain disabilities. You may qualify under the following conditions: You are turning 65 You are under 65 and have been receiving disability benefits from Social Security for 24 months You are under 65 and have…

Getting to Know Medicare Part D Prescription Drug Coverage

Since Original Medicare Parts A and B do not include any drug coverage, it was important to provide Medicare recipients with an option for insurance that would cover prescription medications. Medicare Part D is the solution to the potentially high out-of-pocket costs of prescription drugs. Part D prescription drug coverage can be sold as a…

Getting to Know Medicare Supplement (Medigap)

Original Medicare Part A and Part B may require you to pay coinsurance for services and supplies. Without an annual limit to out-of-pocket costs, an unexpected medical event could cost you more than your budget allows. To help lower out-of-pocket costs, you can purchase a Medicare Supplement policy. Also known as Medigap or “Med Supp,”…

Getting Acquainted with Medicare Options

If you approaching Medicare eligibility, you will have choices to make. Health insurance can play a pivotal role in your health and wellness, but it can have an equally significant impact on your financial security. Medicare recipients can be especially vulnerable to unexpected medical expenses, and it’s crucial that you have insurance that will protect…

Getting to Know Medicare Part A

Medicare is made up of four parts you may be familiar with – Part A, Part B, Part C, and Part D. If you are just approaching Medicare eligibility, you may be wondering what insurance coverage Part A will provide and how you enroll. Let’s get you acquainted with Medicare Part A. Most people are…

Getting to Know Medicare Part C

When you are eligible for Medicare, you can choose to get your Part A and Part B benefits through Original Medicare or Part C, also known as Medicare Advantage. Medicare Advantage (MA) plans are offered by private insurance companies approved by Medicare to provide Part A and Part B coverage, but many people choose to…

Getting to Know Medicare Part B

Medicare Part B can provide important care and coverage for Medicare recipients. Also known as Medical Insurance, Part B helps cover preventive care and medically necessary services that meet accepted standards of medical practice.  Early detection and treatment can have a huge impact on positive outcomes for many diseases, so preventive services and access to…